Business English for Beginners 5 – Open an account

A: Good afternoon, Sir, Can I help you?
B: Yes, I come from U.K, and I am going to work here for some years. I wish to know how to open accounts with your bank.
A: Sure. Accordingly to relevant regulations for opening a bank account in one’s real name, any individual person may open in his or her name an RMB savings account for a passbook at any commercial bank. Of course, you can deposit your money in a fixed account.
B: Suppose I need to use two or more currencies, how can I open an account?
A: You can have an all-in-one passbook, a very convenient product.
B: What is that? Can you explain it to me?
A: Actually it is a current account in which you can deposit a few currencies, such as RMB, US dollars, Japanese Yen.
B: It sounds attractive. What is the procedure for it?
A: The Chinese citizens need to provide their valid ID cards, and foreigners should present their valid passports.
B: Is it the same for a time deposit? What is the longest term?
A: Right. The minimum term is three months, and the longest term is five years.
B: Thank you for your information.
A: You are welcome.

A:下午好先生,我可以幫你嗎?
B:是的,我來自英國,我打算在這裡工作幾年。我想知道如何開立賬戶與銀行?
A:當然可以。我們有關規定必須在一個人的真實姓名開立銀行賬戶,任何個人都可以在他或她的名字下在任何商業銀行開立人民幣儲蓄賬戶的存摺。當然,你可以把錢存入一個固定賬戶嗎?
B:假設我需要使用兩個或更多的貨幣,我怎麼能開戶?
A:你可以有一個全功能於一身的存摺,一個非常方便的產品。
B:那是什麼?你可以解釋給我嗎?
A:其實這是您可以在其中存放一些貨幣,如人民幣,美元,日元。
B:一個活期賬戶:聽上去很吸引人。開立的程序是什麼?
A:中國公民需提供本人有效身份證,外國人應憑本人有效護照。
B:這個跟定期存款相同嗎?什麼是最長的期限?
A:對。最低期限為三個月,最長期限為五年。
B:謝謝您提供的信息。
A:不客氣。


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