A: Good afternoon, Sir, Can I help you?
B: Yes, I come from U.K, and I am going to work here for some years. I wish to know how to open accounts with your bank.
A: Sure. Accordingly to relevant regulations for opening a bank account in one’s real name, any individual person may open in his or her name an RMB savings account for a passbook at any commercial bank. Of course, you can deposit your money in a fixed account.
B: Suppose I need to use two or more currencies, how can I open an account?
A: You can have an all-in-one passbook, a very convenient product.
B: What is that? Can you explain it to me?
A: Actually it is a current account in which you can deposit a few currencies, such as RMB, US dollars, Japanese Yen.
B: It sounds attractive. What is the procedure for it?
A: The Chinese citizens need to provide their valid ID cards, and foreigners should present their valid passports.
B: Is it the same for a time deposit? What is the longest term?
A: Right. The minimum term is three months, and the longest term is five years.
B: Thank you for your information.
A: You are welcome.