Business English for Beginners 4 – Opening an account

A: Good morning, Sir, May I help you?
B: Good morning, I would like to open a saving account, but I don’t know which bank it should be. Would you please give me some information?
A: Certainly, I am very glad to help you, usually we offer current or fixed account for individuals. What kind of account would you like to open?
B: What is the difference between them?
A: If you open a fixed account, you will have a deposit certificate in the name of the depositor and the interest rate is higher.
B: How about the current account?
A: The current account takes the form of a passbook. You may withdraw the money at any time. You just need to present your passbook.
B: Thank you for your help. I think I will open a current account.
A: Ok. I will handle this for you, do you have any means of identification?
B: Will my ID card do?
A: of course. Please fill in the deposit slip with your name, address, ID card number, the amount and the date.
B: No problem, is there a minimum deposit for opening an account?
A: Yes, but one yuan is ok for opening a current account.
B: I see, here is my 1,000 yuan, the slip and my ID card.
A: Please wait a moment, well, everything is done. Your passbook and ID card.
B: Thank you!
A: You are welcome.

A:早上好,先生,我可以幫你嗎?
B:早上好,我想開一個儲蓄賬戶,但我不知道哪家銀行是應該的。請你給我一些信息-
A:當然,我很樂意幫助你,平時我們提供活期或定期賬戶的個人。 請問你想開哪種帳戶?
B:它們之間的區別是什麼?
A:如果你開一個定期的賬戶,你需要一個存款人的名義存款證,定期的利率較高。
B:如果活期賬戶呢?
A:活期賬戶需要存摺的形式。您可能在任何時候撤回資金。你只需要出示存摺。
B:謝謝你的幫助。我想我會開一個活期存款帳戶.
A:好的。我會處理這個給你,你有任何身份證明嗎?
B: 將我的身份證可以嗎?
A:當然。請填寫存款憑條您的姓名,地址,身份證號碼,金額和日期。
B:沒問題,有沒有最低存款開戶?
A::有的,但1元是就可以開立支票賬戶。
B:我明白了,這裡是我1000元,滑移和本人身份證搜尋
A:請稍等片刻,好了,一切都做好了。這是您的存摺和身份證證明。
B:謝謝
A:不客氣。


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